Best no international fee credit card low rate credit cards with no annual fee.

Best  international fee credit card

International credit cards are always preferred by those who like to travel frequently. However, you can use all credit cards internationally as per the credit limit set. However, the fees and charges vary across cards based on international usage.

 So, always go for a credit card that offers benefits like low foreign currency mark up fees, low cash advance charges at international ATMs along with other benefits like international airport lounge access, discounts on flight tickets and better rewards on spending outside India.

I will try to give you information about 6 international credit cards in this article 

Artical points :-

 1. Axis Bank Burgundy Private Credit Card 

 2. IDFC Bank First Wow Credit Card

 3. RBL World Safari Credit Card 

 4. HDFC Bank Regalia Forex plus Credit Card 

 5. IDFC First Wealth Credit Card 

 6. Federal Bank Scapia Co-Branded Credit Card

1.Axis Burgundy Private Credit Card:-

          Axis Burgundy Private Credit Card is another premium credit card offered by Axis Bank to high net-worth individuals. This card also offers some special facilities for international usage. 

                    The most important thing is that you do not have to pay any foreign currency mark-up fee on this card. Also, the annual fee of this card is zero and the renewal fee is zero. 15 Edge Reward Points on spending Rs 200 No fee or interest on withdrawal before due date Axis Bank Burgundy Private Credit Card offers special rewards for high-income individuals. 

                  Get a bonus of 30,000 Edge Reward Points on starting transactions with Axis Bank Burgundy Credit Card. Avail 8 airport concierge services while traveling to Indian airports

2. IDFC Bank First Wow Credit Card:-

It is designed for individuals who are looking for a rewards-based credit card with multiple benefits and flexible payment options. The card offers a unique rewards program where users earn up to 5% cashback on purchases.

      

            Cardholders can also avail benefits such as airport lounge access, fuel surcharge waivers, and complimentary movie tickets.Earn high interest rates on your deposits: This card lets you earn while you spend. Use your fixed deposit as a credit limit for your WOW! Credit Card and earn up to 7.5% interest on your deposits. No foreign currency conversion charges: If you are a frequent traveller or an Indian living abroad, the FIRST WOW! Credit Card offers you the benefit of zero foreign currency conversion charges.

              

               This means you can save and enjoy more on your international trips without worrying about additional charges. In case of an unforeseen event, your family will not have to bear the burden. FIRST WOW! Rest assured with the credit card as it offers personal accident cover of up to Rs 2 lakh.

3. RBL World Safari Credit Card :-

             India's first travel credit card, which attracts 0% markup fee on all foreign currency transactions. On card activation, MakeMyTrip vouchers worth Rs 3,000 can be purchased online as gift cards. On taking one-time membership of this card, one gets 10,000 bonus travel points worth up to Rs 2,500 on spending Rs 2.5 lakh in a year and 15,000 travel points worth up to Rs 3,750 on spending up to Rs 5 lakh. 

                   This card attracts 0% markup fee, which is an additional fee levied on the foreign exchange rate used to convert one currency into another during international transactions. 0% markup fee on all foreign currency transactions and 5 travel points on every Rs 100 spent on travel-related purchases.

4. HDFC Bank Regalia Forex plus Credit Card:- 

Regalia Forex Plus Credit Card is designed for the valued customers of the Bank who frequently travel abroad. With HDFC Bank Regalia Forex Plus Card, you can deposit US Dollars in your account and use it in any currency. Also, there are no additional charges on cross currency usage and complimentary lounge visits at airports around the world. 

  

                    This card can also be used for transactions abroad and withdrawals from ATMs. To check the balance of this card, Net Banking or Phone Banking can be used. To log in to Net Banking, the card number provided in the card kit is used as User ID and IPIN.

5. IDFC First Wealth Credit Card :-

The IDFC First Wealth Credit Card is a rare card that targets high-income consumers, but it is free for life. The card has 2 obvious benefits - one is that it is free for life and its reward points do not expire - a feature usually available on premium cards. 

         Other than that, the card benefits are mostly basic as they include no annual fee, low forex markup charges, access to domestic and international lounges, golf access, and rewards (albeit lower) on categories that are excluded by many cards.

                 This card offers 150 reward points per 10 Rs for monthly spends above Rs 20,000. If you don't reach the Rs 20,000 limit, you earn only 3 points, which is a low earning ratio for a premium credit card. Before the May 2024 devaluation, users could earn 6x rewards on online spends even without meeting the previous spending limit criteria of Rs 30,000.

6. Federal Bank Scapia Co-Branded Credit Card:-

           Federal Scapia Co-Branded Credit Card is a lifetime free credit card. There is no joining or annual fee for the card. This card can be used at all merchant outlets or online websites that accept Visa cards.

         Federal Scapia Co-Branded Credit Card earns 10% Scapia Coins on other online and offline spends. This card also offers unlimited entry to domestic airport lounges.

           For this, a minimum spend of Rs 5,000 per month is required. Federal Bank offers various types of credit cards, such as travel, lifestyle, shopping etc. For more information on the features and benefits associated with the credit card, Federal Bank can be contacted directly.